Unsecured Loan

• Unsecured Loan is available upto Rs.50,000 to meet with the expenses of social, religious occasion, medical treatment, minor repairs to property etc.

Applicant details :

• Applicant's last two years Income tax Return / Payslip of last 3 months.
• Last tax bill / certificate from society chairman/Secretary if applicant owned property
• 3 Photographs of Applicant
• Address proof - electric bill /telephone bill /Aadhar card (any one) As per KYC norms.
• Photo proof - Pan card / Voter card / Driving license (Any one) As per KYC norms
• Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
• Applicant should have Savings/ current Bank account with the bank.



 
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Guarantor Details :

• Photograph-2 copies
• Last tax bill
• Last income tax return copy /Pay Slip
• Address proof - electric bill /telephone bill (any one)
• Photo proof - Pan card / Voter card / Driving license/Aadhar card (Any one)



 
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Conditions :

• Loan amount is to be repaid with interest within 36 to 60 monthly instalments.
• Applicant has to take share of bank @ 1%/ 2%/ 2.5% of the limit.