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Empowering communities since 1976, The Gandhinagar Nagarik Co-op. Bank Ltd. is dedicated to serving the needs of its members.

Unsecured Loan is available upto Rs.50,000 to meet with the expenses of social, religious occasion, medical treatment, minor repairs to property etc.

 

Applicant details :

  • Applicant's last two years Income tax Return / Payslip of last 3 months.
  • Last tax bill / certificate from society chairman/Secretary if applicant owned property
  • 3 Photographs of Applicant
  • Address proof - electric bill /telephone bill /Aadhar card (any one) As per KYC norms.
  • Photo proof - Pan card / Voter card / Driving license (Any one) As per KYC norms
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • Applicant should have Savings/ current Bank account with the bank.

 

Guarantor Details :

  • Photograph-2 copies
  • Last tax bill
  • Last income tax return copy /Pay Slip
  • Address proof - electric bill /telephone bill (any one)
  • Photo proof - Pan card / Voter card / Driving license/Aadhar card (Any one)

 

Conditions :

  • Loan amount is to be repaid with interest within 36 to 60 monthly instalments.
  • Applicant has to take share @ 1% of the limit.
  • The processing charges for loans will be levied based on the sanctioned amount and the type of loan.